Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available. We care about more than just your home loan. We take pride in making lending easy. We understand that family is important and that you want what is best for them. We make lending easy because you want to be the hero that gave your child their own backyard. We make lending easy because you want to spend more time with your family and less time on paperwork. We make lending easy because YOUR TIME MATTERS.
Buying a home is likely one of the largest purchases you will ever make in your lifetime. Many potential homeowners worry that they will never be able to afford the mortgages or loans they have agreed to. There are even some people out there who believe they will never own a home, no matter how hard they try. Owning a home is part of the American Dream. Everyone should have the right to own a home, especially if they have worked hard to buy one to call their own. Cedar Rapids, Iowa City, Waterloo and other surrounding areas in Iowa have a mixed variety of neighborhoods. Some may be very affluent and out of reach for people with low to average incomes. However, there are a lot of neighborhoods that would be supportive of people with low to average incomes. USDA loans do not require any type of down payment. Approved borrowers do not have to worry about scrounging up the funds for a hefty or even a small down payment. They can put nothing down and still be handed the keys to their new home.
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